On Gold Loans

Above 2.00 lakhs – 11.5% P.A

Below 2.00 lakhs – 12.5% P.A

Gold loans per Gram – Rs. 3700/-

Gold overdraft scheme –  Interest rate – 12.5% p.a.

On other loans (Priority sector loans and advances):

  • Term loans (Up to Rs.2.00 lakhs) – 15% to 16% p.a.
  • Term loans (above Rs.2.00 lakhs) – 14% to 15%p.a
  • Housing loans up to Rs.25.00 lakhs – 13% p.a.
  • Overdraft for trade upto Rs.2.00 lakhs – 16% p.a.
  • Secured overdraft for trade above Rs.2.00 lakhs – 16%p.a.

Interest rates on Non-Priority sector advances :

  • Premium Gold loans- 12.5% p.a.
  • Over draft against Gold ornaments – 12.5% p.a.
  • Advances against NSC/KVP/LIC policies – 13% p.a.
  • Personal loans – 17% p.a.
  • 4 wheeler loans – 12% p.a.
  • 4 wheeler loans for used vehicles – 15% p.a.
  • 2 wheeler loans – 16 p.a.
  • Secured overdraft – 16% p.a.
  • Mortgage loans – 15% to 17% p.a.

Note : Terms and Conditions Apply